区块链技术实际应用有哪些

一、金融领域

I. FINANCIAL ASPECTS

区块链在国际汇兑、信用证、股权登记和证券交易所等金融领域有着潜在的巨大应用价值。

Block chains have potentially significant application value in financial areas such as international exchange, letters of credit, equity registers and stock exchanges.

二、物联网和物流领域

II. The area of physical networking and logistics

区块链在物联网和物流领域也可以天然结合。

Block chains can also be naturally integrated in the area of physical networking and logistics.

通过区块链可以降低物流成本，追溯物品的生产和运送过程，并且提高供应链管理的效率。

Through block chains, logistics costs can be reduced, the production and delivery of goods can be traced and supply chain management can be made more efficient.

三、公共服务领域

III. In the area of public services

区块链在公共管理、能源、交通等领域都与民众的生产生活息息相关，但是这些领域的中心内化特质也带来了一些问题，可以用区块链来改造。

Block chains are closely linked to the productive life of the population in areas such as public administration, energy and transport, but the central internalization of these areas also poses problems that can be adapted to the block chain.

四、数字版权领域

IV. The field of digital copyright

通过区块链技术，可以对作品进行鉴权，证明文字、视频、音频等作品的存在，保证权属的真实、唯一性。

Through block chain technology, it is possible to identify works, prove the existence of works such as writing, video, audio, etc., and guarantee the true and exclusive nature of tenure.

五、保险领域

V. In the field of insurance

在保险理赔方面，保险机构负责资金归集、投资、理赔，往往管理和运营成本较高。通过智能合约的应用，既无需投保人申请，也无需保险公司批准，只要触发理赔条件，实现保单自动理赔。

In the case of insurance claims, the insurance agency is responsible for collecting funds, investing in them, settling claims, and often managing and operating higher costs.

六、公益领域

VI. The area of public goods

区块链上存储的数据，高可靠且不容可篡改，天然适合用在社会公益场景。

The data stored on the block chain are highly reliable and not subject to manipulation and are naturally suitable for use in social public goods scenarios.