在了解这个问题之前，投资者要对defi有基础认知，简单点说去中心化金融是通过区块链技术，通过智能合约代码以实现去除第三方机构及中介这样的中间人角色，并能够直接将交易双方连接起来进行金融交易，从而避免因繁杂的中间环节而导致金钱成本和时间成本的浪费。在了解完defi之后，回归正题，DeFi去中心化金融怎么加入呢?下面本站小编就来给大家揭秘一番DeFi去中心化金融怎么加入?
Before going into this question, investors need to have a basic understanding of defi, simply to say that decentralized finance is available through , through smart contract codes to remove intermediaries such as third-party institutions and intermediaries, and to be able to directly link transactional parties to financial transactions, thus avoiding the waste of money and time due to the complex middle links. After learning about defi, how DeFi will go back to central finance?
DeFi存在认知门槛，大部分小白用户，要么没听说过DeFi，要么不知道该怎么用。
DeFi has a cognitive threshold, and most white and white users either have not heard of DeFi or do not know how to use it.
（图片来源网络，侵删）
最简单直接的参与方式是：换一些DAI，然后存币生息。
The simplest way of direct participation is to replace some DAIs and then deposit currency interest rates.
在imToken2.0里用换得一些DAI
Changed some DAIs in imToken 2.0.
（图片来源网络，侵删）
1.imToken2.0用户可以在手机上使用「闪兑」功能，轻松简单的兑换DAI。
1.imToken 2.0 users can use the "flechette" feature on their mobile phones to convert DAIs easily and simply.
2.在imToken2.0【浏览】中找到「OTCMaker」应用，即可轻松安全地进行DAI和RMB的兑换。
2. The " OTCMaker " application found in imToken 2.0 [Browsing] allows for easy and safe exchange between DAI and RMB.
目前，DAI存币生息的年化收益是1.69%，借贷的年利率是3.27%。
At present, DAI has an annualized yield of 1.69 per cent of interest on its currency and an annual interest rate of 3.27 per cent on loans.
1.点击“DAI存币声息”，跳转到CompoundDapp。
Click on “DAI currency-storage” and jump to ComboundDapp.
如果钱包里有DAI，即可存币获取利息。我们可以看到，目前Compound支持如下Token，而且目前的存入年利率比较低，一方面说明DAI的供应十分充裕，另一方面也说明借贷的人不多。CompoundDapp显示，目前资金的利用率只有57.25%。
If
利率由市场的可用流动性决定，根据供求情况实时波动。当流动性充裕时，利率就很低。而随着Token变得稀缺，流动性变差，利率就会上升。比如，12月2日，DAI的供应(存款)利率一度达到5.5%。 Interest rates are determined by the market's available liquidity, which fluctuates in real time depending on supply and demand. When liquidity is abundant, interest rates are low. As Token becomes scarce and liquidity spreads, interest rates rise. For example, on 2 December, DAI's supply (deposit) interest rate reached 5.5 per cent. 2.点击“授权DAI”，转0ETH到Compound的合约地址进行授权。点击“下一步”，然后输入钱包
Click on the DAI, transfer 0ETH to Compound for authorization. Click on the “Next” and enter the password
3.点击“供应”，在弹出的页面，输入希望存入的DAI数量(比如10个)，点击“供应”。然后向Compound合约地址转入0ETH，点击“下一步”。 Click on " Supply ", enter the number of DAIs (e.g. 10) that you want to deposit on the pop page, click on " Supply ", then move to the Compound contract address to 0ETH, click on " Next ". 等待2分钟左右，交易栏位也会出现“SupplytoDAI”交易记录。同时，会出现“供应余额”(即刚才输入的供应DAI金额)，以及“已获利息”栏位，未来获得的利息将在这里显示。 Waiting for about two minutes, the transaction log will also appear on the transaction line “SupplytoDAI”. At the same time, there will be the “supply balance” (i.e., the amount of the supply DAI that has just been entered) and the “interest earned” column, where future interest will be shown. 同时，点击“提现”，可以取回指定金额的DAI。总之，操作非常简单。 At the same time, you can retrieve the DAI of the specified amount by clicking on " cashing out ". In short, the operation is very simple. 一、DeFi 的特点包括： I. The characteristics of the DeFi include: 1、基于分布式账本和区块
1 Based on distributed books and
2、开源和互操作性强 2. Open source and interoperability 3、资产由个人掌控 3. Individual control of assets 4、清结算都是通过智能合约实时完 4. Clearing is done in real time through smart contracts. 5、无需信任、透明：通过对信任的最小化依赖，降低个体与个体间的信任成本 5. Lack of trust, transparency: Reducing the cost of trust between individuals by minimizing reliance on trust 6、开放包容：无需准入许可和审查 6. Open Inclusion: No Access Permit and Review 二、DeFi 的优势包括： II. The advantages of the DeFi include: 对比传统金融服务，DeFi的优势在于：比如去中心化、透明度高、费用低等等。传统金融交易的最终结算层是(公司)实体而非代码，相关的应用程序也面临下架的风险，整个系统存在一定的风险。而 DeFi 的结算等操作都由智能合约按计划执行，消除了系统中各类交易风险。 Compared to traditional financial services, the advantages of DeFi are: decentralisation, high transparency, low cost, etc. The final level of financial transactions is the (corporate) entity, not the code, and the related applications are exposed to downside risks. NEST 总设计师 zaugust 对于DeFi的未来充满信心：“我们预计未来，高质量的金融服务将全部智能合约化，而用20~30年的眼光来看，去中心化金融服务规模将占到全部金融服务的30%~50%左右，而更加有力的与测试，大部分金融资产将会智能合约化。” NEST General Designer zaugust has confidence in the future of DeFi: “We anticipate that, in the future, high-quality financial services will be fully contracted for intelligence, while, from 20 to 30 years' perspective, decentralised financial services will be about 30 to 50 per cent of total financial services, and more robust and tested, most financial assets will be contracted for intelligence.” 此外，据世界银行统计，全球有20亿人没有银行账户或进入金融机构的资格。DeFi 提供的开放的金融工具可以让这20亿人，能随时随地访问去信任化的金融服务、自主控制个人财富
In addition, according to the World Bank, 2 billion people worldwide do not have bank accounts or are eligible to access financial institutions. DeFi provides open financial instruments that allow these 2 billion people to access trusted financial services at all times and everywhere, autonomous control of individuals wealth/a> and data. DeFi can fill gaps in emerging market finance.
通过以上介绍，相信大家对于DeFi去中心化金融怎么加入有所了解，DeFi现在是加密货币领域增长最快的领域之一，因此本站小编提醒投资者，若是选择投资defi项目一定先进行基础了解，然后去了解一下市面上对该defi项目的评价，从而在确定是否要继续投资该defi项目。如果想要了解更多相关知识，可以关注本站，本站小编后期会持续更新相关报道!
As a result of the above presentation, it is believed that there is some understanding of how DeFi will join the centralization of finance. DeFi is now one of the fastest growing areas in the area of crypto-currency, so the site editor reminds investors that if they choose to invest in the Defi project, they must first make a basic understanding and then find out about the market evaluation of the Defi project in order to determine whether they want to continue investing in the Defi project. If you want to know more about it, you can focus on the site.
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