支付宝、微信：不支持虚拟货币交易 疑似针对币安事件

　　对此，有业内人士称币安意图借势微信和支付宝，为其在中国开展OTC交易宣传造势。

In response, some insiders claimed that the currency was intended to raise momentum for their OTC trade promotions in China, with the help of micro-letters and payment treasures.

　　1

　　支付宝、微信支付再表态

payment treasure, micro-mail payment, and then say

　　10月10日，支付宝安全中心在微博发布消息称，禁止将支付宝用于虚拟币交易，若发现交易涉及比特币或其他虚拟货币交易，支付宝会立即停止相关支付服务。对于商户涉及虚拟货币交易的，会坚决予以清退；对个人账户涉嫌虚拟货币交易的，根据情节采取限制账户收款功能，甚至永久限制收款等处理措施。

On October 10, the ESC released a message in Weibo stating that it is prohibited to use payment treasures for virtual currency transactions, and that if a transaction is found to involve bitcoin or other virtual currency transactions, payment money will immediately cease. For merchants involved in virtual currency transactions, there will be a firm retreat; and for individuals whose accounts are suspected of being virtual currency transactions, measures such as limiting the collection function of accounts, or even permanently limiting the collection, will be taken on a case-by-case basis.

　　随后，微信支付也直接表现出了“不欢迎”的态度。微信支付称，微信支付不支持虚拟货币交易，也从未开放虚拟货币的类目商户接入。如发现任何把微信支付用于虚拟货币交易的行为，将予以清退处理。同时，欢迎用户举报，我们将根据相关监管规定坚决配合打击。坚决保护客户合法权益，防控金融违法犯罪，维护金融市场秩序。

This is followed by a “negative” approach. Wet payments claim that they do not support virtual currency transactions and that they have never opened up access to virtual money-based businesses. Any action to use micromails for virtual currency transactions will be cleared.

　　记者注意到，支付宝针对虚拟货币交易的前一条相关信息还要追溯到大半年前。

Journalists noted that the previous relevant information on virtual currency transactions related to payment treasures dates back more than six months.

　　今年1月，支付宝曾表示，已经排查并关闭了约3000个从事虚拟货币交易的账户。当时支付宝方面也强调，对于违规使用支付宝进行虚拟币交易的用户，支付宝一旦查实，将会对账户进行限制收款等处罚。

In January of this year, the payment treasures indicated that some 3,000 accounts dealing in virtual currency had been checked and closed. At that time, the payment treasures were also highlighted as imposing penalties, such as restricting the collection of funds, on users trading in virtual currency who used the payment treasures in violation of the law.

　　而微信支付方面，早在今年5月就已在修订的《微信支付服务协议》中新增了一条：不得直接或变相从事互联网赌博、色情平台，互联网销售彩票平台，非法外汇、贵金属投资交易平台，非法证券期货类交易平台，代币发行融资及虚拟货币交易平台，也不得未经监管部门批准通过互联网开展资产管理业务以及未取得省级政府批文的大宗商品交易场所等非法交易，否则财付通有权终止为其提供支付结算服务。修订后的协议将在2019年5月31日起生效。

In the case of micro-credit payments, a new article was added to the revised Micro-Trust Payment Services Agreement as early as May this year: no direct or disguised Internet gambling, pornography platforms, Internet sales lottery platforms, illegal foreign exchange, precious metal investment trading platforms, illegal stock futures trading platforms, counter-money issuance financing and virtual currency trading platforms, and no illegal transactions such as asset management operations via the Internet without the authorization of the regulatory authorities and large commodity trading sites that do not obtain provincial government approvals, unless the treasury has the right to terminate payment settlement services. The revised agreement will enter into force on 31 May 2019.

　　事实上，针对虚拟币的整治起于2017年9月。

In fact, the correction of the virtual currency started in September 2017.

　　● 央行、证监会在内的七部门联合发文，叫停ICO发行。

• Seven departments, including the Central Bank and the CVM, sent a joint communication to stop the issuance of the ICO.

　　● 此后，比特币中国、火币网、OKCoin币行相继宣布停止所有数字资产兑人民币交易业务。

• Since then, Bitcoin China, the Democratic Republic of the Congo, the Democratic People's Republic of Korea, the Democratic Republic of the Congo, the Democratic Republic of the Congo, the Democratic Republic of the Congo, the Democratic Republic of the Congo, the Democratic Republic of the Congo, the Republic of Korea, the Republic of Korea, the Democratic Republic of the Congo, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the Republic of Korea, the United Kingdom of Great Britain and Northern Ireland, the Republic of Korea and the United Kingdom of Great Britain and Northern Ireland.

　　● 2018年以来，多批区块链自媒体因涉嫌发布炒作ICO和虚拟货币信息被封。

• Since 2018, multiple block chains have been blocked from the media on suspicion of publishing false information about ICO and virtual currency.

　　10月10日晚间，记者还收到了一张自称因体验了币安OTC而导致支付宝账号被冻结的用户截图。

On the evening of 10 October, the journalist also received a screenshot of a user who claimed that he had experienced the currency OTC, which had resulted in the freezing of the payment account number.

　　就此事，《国际金融报》记者向币安方面进一步询问，币安相关人员仅表示，参考币安联合创始人何一的微博内容。

In this connection, the correspondent of the International Journal of Finance further asked the currency security side, who merely indicated the content of the tweets of the co-founder of the currency union.

　　10月9日，币安联合创始人何一曾发布微博称，币安OTC和微信支付、支付宝官方没有任何合作；目前币安的OTC和友商火币、OKEX一样是C2C模型。

On 9 October, the founder of the United States of America released a tweet stating that there was no official cooperation between the Government of the United States of America and the United States of America in the payment and payment of the treasure; the current currency of the United States of America and the United States of America were the C2C model, as was the case with the United States of America.

　　一位虚拟货币投资者对《国际金融报》记者表示，目前在以币安为代表的数字货币交易平台上进行虚拟货币交易，主要的交易方式仍有银行卡、微信支付和支付宝，而成功交易后支付宝等账号是否会被冻结，可能要看这笔交易是否被相关支付平台方监测到。

A virtual currency investor informed the correspondent of the International Journal of Finance that virtual currency transactions were currently taking place on the digital money trading platform, represented by currency, that bank cards, micro-mail payments and payment treasures were still the main mode of dealing, and that accounts such as payment of treasures after a successful transaction would be frozen, possibly depending on whether the transaction was monitored by the relevant payment platform.

责任编辑：张宁